Income:

The Distribution Phase of Your Life.

It's important to all of us in our working years and it's important to us in our retirement or distribution years. We refer to these two components of one's life as the accumulation phase and the distribution phase. Both are important but the distribution phase is critical because there are "no do-overs" in it. It needs to be done correctly from the beginning.

The primary concern in each is; "Will I have sufficient income in retirement to live comfortably?" The concern in this transition is no longer about what's been accumulated in the way of assets, but what's the ongoing income stream going to look like that will be generated from these accumulated assets. And as such Income is the most important of these three.


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